Terms and Conditions

Effective Date: May 2025

Welcome to Invest with Vision and Robin Natasha Empowered (“we,” “us,” “our,” or “the Company”). By accessing or using our websites, courses, coaching programs, or other services (collectively “Services”), you agree to be bound by these Terms and Conditions. Please read them carefully.

If you do not agree with these terms, do not use our websites or services.

1. Use of Our Services

You must be at least 18 years old to use our Services. By accessing our websites or purchasing any program, product, or service, you confirm that:

• All information you provide is accurate and current

• You will not use our content or platforms for any unlawful or unauthorized purpose

• You are responsible for maintaining the confidentiality of your account and password (if applicable)

2. Intellectual Property

All content on our sites—including text, videos, graphics, workbooks, downloads, logos, course materials, and trademarks—is the property of Robin Natasha Empowered and Invest with Vision, unless otherwise noted.

You may not:

• Copy, reproduce, or share our content without written permission

• Resell, redistribute, or recreate our materials for commercial use

• Use our branding or likeness for your own products or promotions

3. Purchases, Payments & Refunds

All pricing is listed in USD unless otherwise stated. When you purchase a course, coaching program, product, or service:

• You agree to pay the full amount as described at checkout

• All payments are final unless a specific refund policy is stated for that product

• For digital products, coaching sessions, and courses, no refunds are offered unless otherwise guaranteed

Payment processing is handled securely through third-party platforms such as Stripe, PayPal, or LearnWorlds.

4. Coaching & Educational Disclaimer

Our Services are for educational and informational purposes only. We do not guarantee specific financial, business, or personal results.

By using our platform, you acknowledge:

• You are fully responsible for your decisions and outcomes

• Coaching is not a substitute for legal, financial, medical, or psychological advice

• You will consult licensed professionals where appropriate

5. User Conduct

You agree not to:

• Post or transmit unlawful, harmful, or threatening content on our platforms

• Impersonate any person or misrepresent your identity

• Disrupt or interfere with the functionality or security of our services

• Solicit or promote your own services, business, or offers without permission

We reserve the right to suspend or terminate your access at any time for violating these terms.

6. Third-Party Links

Our website and services may contain links to third-party sites or tools. We are not responsible for the content, accuracy, or policies of any third-party website. Use them at your own discretion.

7. Privacy

Your use of our services is also governed by our [Privacy Policy] and [Cookies Policy]. By using our sites, you consent to our collection and use of your information as outlined in those policies.

8. Limitation of Liability

To the fullest extent permitted by law, we disclaim all warranties—express or implied. We are not liable for any direct, indirect, incidental, or consequential damages resulting from:

• Use or inability to use our Services

• Any unauthorized access to or use of your information

• Errors or omissions in content

9. Indemnification

You agree to hold harmless and indemnify Invest with Vision, Robin Natasha Empowered, and all related owners, agents, employees, and affiliates from any claims, liabilities, or damages arising from your use of our services or your breach of these terms.

10. Governing Law

These Terms shall be governed by the laws of the State of Maryland, United States, without regard to its conflict of law principles.

11. Changes to These Terms

We may update these Terms at any time. All changes will be posted on this page with the updated effective date. Your continued use of the site and services indicates your acceptance of any revisions.